The 50/30/20 Rule: A Simple Budget That Helps You Save Money
The 50/30/20 rule explained simply: split take-home pay into needs, wants and savings, see a worked example budget, and learn how to save money each month.
Start here: 2 posts
How to Build Credit From Scratch: A Simple Beginner's Guide
How to build credit from scratch: what goes into your credit score, beginner-friendly ways to start, how to check your credit for free, and habits that help.
Books & free printables
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50/30/20 Budget Worksheet
Split your take-home pay into needs, wants and savings, then see where your money actually went.
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Retirement Starter Checklist
A step-by-step start: emergency fund, debt, the match, the 3 tax buckets and your own retirement plan.
More free resources
- Free credit reports (opens in a new tab) The official site for your free reports from all three bureaus.
- Book your free financial review Want help putting your numbers to work? Let's walk through it together.
- The Sal Talks Life newsletter Free, short and occasional. Subscribers get my free printables.
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- UGC & Content Creation
- Small Business
Educational content only, not financial advice.